Estate is a word that sometimes brings to mind a big mansion with sprawling grounds. But even if you don’t have a big house, you have an estate, and you need to think about what is going to happen when you die. The scenario of the grieving family crying in the county probate judge’s office because daddy didn’t make a viable will is one that happens often in courthouses in France. You can avoid placing a burden on your family by hiring a avocat succession Paris and avoiding these five mistakes.
Disregarding your need for an estate. Do you have children? So you don’t have a mansion but do you own a home? Do you own anything? Fighting over who is going to get what when a person dies can cause a lot of friction in the family. You can avoid this by assigning your belongings in the will. And if your children are minors, you need to make sure they will be cared for once you are gone, especially if you are a single parent.
Using youth as an excuse. I don’t want to scare you but young people die every day. As stated above, if you own anything or if you have children, you need to have a plan. Dying without a will in some states means the court will distribute your assets. Here’s an idea for parents of teenagers–have them do powers of attorney for financial and health care decision making when they turn 18.
Using a form off the Internet. Several websites have examples of wills you can download and fill out for a small fee. However, these sites often are not up-to-date on the current laws. These wills are a risk for so many reasons.
Forgetting to service your estate plan. If you have an estate plan, then you are ahead of the game. But you are not at the finish line yet. How long has it been since you have looked at your will or trust? Remember the Four (4) L’s – things can change in the law, your life, your legacy and in your lawyer’s experience. Make sure your estate plan is up-to-date. The national average for updating is 19.6 years – we recommend reviewing every two to three years.
Ignoring plans for pets. Never assume that if you die, someone is going to care for your beloved pet. Make a plan for them. They cared for you while you were alive. Make sure they are cared for all of their life.
The good news is many of these mistakes are easily fixed. Take the time to review or begin an estate planning to avoid problems for your loved ones after you are gone.
Before setting out to buy a diamond ring, either for an future engagement or for a wedding anniversary as a reminder of your impressions of your wife, these are some things that every man should recognize when it comes to purchasing diamonds.
The easiest way to judge a diamond before purchasing is using the four C’s:
The diamond cut is the first element to study when buying a diamond. A diamond cut pertains to the diamond’s reflecting qualities, and a expert diamond cut will add grandness. The luminance of a diamond has to do with the angles and texture of the diamond.
The diamond cut has been rated so that there is a appraise system to be implemented to all diamonds, this is useful to specify the value and price of a diamond. The Diamond cut grading system different steps are: Ideal, Premium, Very Good, Good, Fair and Poor. Finally, you have to make the determination for yourself which is the right diamond cut for what you want and can afford.
While diamonds are forming, the process of inner flaws happen, and the Clarity of a diamond is supported on the number and size of these flaws and the profile of the diamond. How clear-cut a diamond looks sets the higher value, and naturally the higher price of that 鑽石.
If looking at the color of a diamond, the most preferable color is no color at all. This is on account of how they will sparkle, or in more specialized terms, allowing the most refraction of light. Color of a diamond is everlasting and will not alter over time. Jewelers utilize a grading system with letters to specify color in a diamond, beginning with ‘D’ being the highest, and ‘X’ being the lowest or a light yellow in color.
The grade ‘D’, ‘E’, or ‘F’ relate to a colorless diamond, and ‘G’, ‘H’, and ‘I’ embrace nearly colorless. To an naive eye, a diamond that is graded in the ‘G’, ‘H’ or ‘I’ range will show almost no color. Depending on the setting for the ring, the color of the diamond will be a condition, a light colored setting like Platinum or White Gold would look finer with a higher grade of diamond color.
A diamond is evaluated in weight by the unit of a carat. The price of a diamond climbs in relation to the higher weight of a diamond. This is because of the rareness of bigger diamonds. Something to keep in mind when purchasing a diamond is that the size is evident and merits careful thoughtfulness. Carat weight should not be mixed up with the purity of gold, which is supported on the carat unit or system.