Have A Great Idea – What Next?

A patent is a legal right granted by the US Federal Government to prevent other people from using a particular idea.

To obtain a patent, you have to go through an application process with the United States Patent and Trademark Office to determine whether your idea is new.

This process will usually take a couple of years. Due to the patent process being regulated by federal law, the process is the same for all of the states.

Before releasing your idea into the marketplace, you may want to consider applying for patent protection. Patent protection may require a substantial investment depending on the complexity of your idea as you can read from

Many inventors like to perform a search through previous inventions before deciding whether to apply for a patent themselves. This search is a good way to get a feel for whether your invention is on the cutting edge of your particular technical field before investing in a patent application.

There are plenty of quality options for having someone perform a patent search for you. There are a couple of drawbacks to this approach though.

First, you have to disclose your idea to someone else. While it is very unlikely that whoever is performing your search will try to use your idea for themselves, it is certainly understandable that you want to try to disclose your idea to as few people as possible.

Second, the searcher will perform the search only once and in a close time frame to when you first enlist their services. So, if you are not ready to file your application immediately after having the search performed, it is entirely possible that a new application could be filed between when the search was performed and when you are ready to file your application.

The patent process can seem a bit overwhelming if you are entirely new to it. A goal of Patent agencies, such as InventHelp, is to help you make sense of the patent process. The better you understand the process the more it allows you to be involved in the process of securing the highest quality patent protection for your invention.

After all, no one knows your invention better than you do!


Tips on Getting a Business Loan

In today’s sluggish economy and with the lack of steady jobs available, more and more people in Singapore are finally taking the large step of starting up their own business as a way of making a living. Not only does this allow them to work as their own boss, but with an endless possibility of successful business ideas out there, running one’s own business can be a truly rewarding, exciting, and fulfilling experience that not only pays the bills, but is enjoyable as well.

However, most people do not have the money readily available in their bank accounts to start a business of their own, which is why it is important for potential business owners to know the process of applying for a business loan in order to come up with the necessary funds to get started.

Know Your Credit Score

One thing that many prospective Singapore business owners do not realize about borrowing for a business loan is that getting approved for a loan will still be largely based on their individual credit score and history. Therefore, a prospective business owner with poor credit may have a harder time being able to get approved for a low interest loan than somebody with a great credit score. For this reason, it is wise to know where you stand before applying for a business loan Singapore, and to make an effort to improve your credit score over time if it is low.

Develop a Strong Business Plan

This is perhaps the most important and time consuming step in the process. Writing a business plan means coming up with a written explanation of the purpose of your business, what its estimated operating costs will be, what its anticipated profits will be, and details on as many aspects of the business as possible. Later on, this plan will be used to obtain a business loan, so it is important to spend a lot of time and energy in making sure that this is well-written, researched, and persuasive.

Consider a Variety of Lenders

There are many different lenders out there that offer business loans, so it is a good idea to do some research into several of them to determine which ones you may want to request funding from. Be sure to consider different factors when deciding on a lender, such as the types of business loans they offer and what interest and repayment terms they are known for.

Pitch Your Idea

From there, you will prepare the necessary loan application paperwork, which varies from company to company, and present your business plan to the lenders. With any luck, you will receive some loan offers to get your business going in no time.


Different ways to clean windows

There are many ways that people can go about window cleaning because there are so many options available. In order to have nice clean glass, you must use certain products to get the best results. Here are a few tips for getting your glass as clean as possible, and using all the tools that are available for you to use.

Big buildings have a lot of windows, and the only way they can be cleaned is to find a way to get to the top of the building and work your way down. This can be a very dangerous task, and it is not for those who have an issue with heights. There is a very safe way, however, to get all of the windows clean without putting yourself at risk for injury.

Professional cleaners use a combination of scaffolding and cables to properly clean windows on a tall building. They are specially trained to clean them with specialized equipment and cleaning agents to get the best results possible. The devices that are used to suspend the workers are very safe, and when used properly, the cleaner is very successful in completing the task at hand.

If the windows are easy to reach, the tools are less invasive and the safety factor is much better. Using Water Fed Window Cleaning poles, the cleaners can easily reach an entire window to get it squeaky clean. This is usually done from the ground, so height safety is not a factor but you should keep things organized so that you are not potentially harming others while you are doing your job.

Household windows are easy to clean; they can be looked after with smaller squeegees or even paper towels. Some people can reach an entire window without having to use anything to stand on. There may be times where a step stool might be needed, and basic safety practices should be adhered to.

There are many types of products that can be used to clean windows, both in the home and commercially. These things can be purchased at a store that sells cleaning products or provided in bigger quantities from a cleaners supply store. There are even things that you can use in your home, such as vinegar, that work very well as a cleaner for your windows.

When you are using chemicals to clean with, you should be aware of the dangers they could pose if not used properly. Some require you to have proper ventilation, while others will require you to wear protective covering on your hands and skin. Be sure to read the label before you begin so that you are not exposing yourself to anything harmful.

Window cleaning is not something that is difficult, but there are things that you should be aware of before you begin. Whether you are tasked to hang outside of a large building from scaffolding or you are in your own home, you should be aware of the safety factors that this task requires. To keep your windows clean can be easy as long as you are using the right products and keeping yourself out of harms way.


Personal Loans For Urgent Monetary Requirements

Often people are faced with emergency or other situations wherein they require larger sums of money. These situations might be related to health issues, accidental damage correction, expenses related to marriage, purchasing of house, household appliances purchase or replacement. There might be other expenses where one would require taking a loan from the banks for meeting varied needs. In such a situation one is left with no choice but to apply for a personal loan.

Personal loans are offered by banks and the lending institutions. These are designed to offer money to the individuals with no restriction on the spending specifications of the same. One can spend the loan amount for virtually any purpose.

Unsecured personal loans: These are the most popular category of personal loans. These loans are often given in small amounts, require little documentation and are offered for a smaller duration generally ranging between 6 months to one year. As these loans are unsecured the risk to the lender is high and hence the interest rate offered on these loans is generally pretty high.

Secured personal loans: If the loan amount required is high, lenders ask for co-signers or collateral from the borrowers. This is to secure their lending amount lest the borrower fails to make the repayment.

Whether you apply for any kind of unsecured loans certain basic criteria should be met by the borrower. Licensed money lender will approve the loan on the basis of the repaying capacity of the borrowers.

It is therefore advised that the borrowers must work out their eligibility before applying for any kind of personal loans in order to get confirmed approvals.

Finance Travel

How to choose your travel insurance agency?

Choosing the best travel insurance can be confusing and this is the same when picking the best travel insurance agency to get. Since there are lots of travel insurance agencies out there, it is definitely important to go for the one that can really cater to your needs. So, how will you start your search for the best travel insurance agency?

One of the easiest and fastest ways to get what you want is through the help of the internet. All you have to do is to key in “travel insurance agencies” in the search engine you have chosen and you will surely get lots of options to choose from. Due to the fact that there are plenty of choices, narrowing this down can help you to come up with the best one.

After you have narrowed down your list, you can then ask for insurance quotes from the travel agencies in your list. You can also read the testimonials of their previous customers to know if they can really offer great insurance services. This will also guide you in choosing which travel insurance agency you will get from your list.

Travel insurance comparison websites can also help a lot in your search for the best travel insurance agency. These tools are great timesavers plus, comparison websites can help you successfully narrow down your list of the policy and travel insurance agency. These websites are committed in providing you various choices that meet the requirements you enter through phone or online.

Most travel insurance agencies offer cruise insurance, backpackers’ insurance and traditional travel insurance. If you are running out of patience or time, then using travel insurance comparison websites is highly recommended.

If you are not comfortable about using the internet to find your travel insurance agency, then you can also ask your friends or family for any recommendations they may give. Ask about their experience with the travel insurance agency they are recommending to you. This will give you an idea if that travel agency is the one you are looking for.

On the other hand, the internet is still faster and easier than this way of searching for your travel insurance agency. The decision is up to you. Whether you will go for online searching or ask for recommendations from friends, just keep in mind to go for the one that you will not have any problems dealing with, in case something unfortunate happens during your trip.


Moneylender Singapore

Payday loans from private money lender are short-term loans that are unsecured and typically deal with small amounts of money. Here are top 3 reasons why a payday loan from a licensed money lender in Singapore may be a good idea for you.

Payday loans are incredibly easy to understand. You won’t have to reach for your calculator as the terms clearly explain how much you need to pay back and when. If you are unsure of anything, you can always clarify with the licensed moneylender Singapore. If you are looking for a small loan then it’s definitely worth looking at over a standard bank loan.

Regular bank loans are problematic for those of us that have bad credit scores. It’s almost impossible to get one if you’ve defaulted on your debt in the past, even if you have had your finances in order for some time since. Singapore moneylender payday loans offer an alternative to those still trying to build up their credit by not making credit checks a prerequisite.

Running late on your credit card bills? Still a few weeks to go till you get paid? The legal money lender payday loan is perfect for situations like these. This type of loan will allow you to pay your bills on time without incurring high penalty charges or inconveniences. Just visit a legal moneylender Singapore for a loan application and you will usually get your cash on the same day.

Borrow What You Can Afford

The payday loan can be used to your advantage, as long as you only borrow what you can afford. Don’t try and get more than what you need as Singapore money lender interest rates are not cheap and pay back the loan in full on the date that you agreed. Stick to these rules and this type of loan from a licensed money lender Singapore can definitely help you through any financial rough patches.


Filing a Patent

Only invention doesn’t mean that it is qualified for filing patent invention. The invention should be useful, original, unique and of great design. Before going for a patent filing, it is required to make sure that the invention is qualified enough to obtain a patent.

After identify the type of patent, it’s time to fill the patent application form. This process requires a patent attorney to support in the application process. The patent attorney can fill and answer any questions related with the invention on behalf of the inventor. The filing process includes the details of the invention, how it actually works, designs and so on. Patent attorney can successfully respond to the entire patent application requirement by applying the knowledge of patent law.

Once done, it is required to check and verify the information filled in the patent application. It is required to ensure that correct invention description, functions, and advantages are filled in the patent application form. The name of inventor/inventors along with the invention name should be communicated in the patent application form. You can find detailed explanation on

The next should be followed by filing the patent application form. The application of patent can be filed in two ways. One is called the manual filing and the other is the electronic filing. Manual filing is submitting of the patent application form directly in the patent office. All the three types of patents can be filed by using the manual filing system.

Filing a patent requires fees. The fee structure depends on the type of petition and the time of filing the patent application. More fees are charged for quick processing of the patent application form as written in this post on

The submitted form reaches the patent examiner. The patent will be approved or denied as per the examination of the patent examiner. If the patent is approved, the patent filer will receive the patent approval letter from the patent office. The patent processing requires more than a year. To get a patent, it is necessary to file for one that is original, productive and something new and unique.


How to Get a Patent

You have invented a unique idea and want to make sure that no one copies your idea; do you know what you need to keep your idea under security? The answer is a patent that will prevent others from imitating the concept and prove the invention is purely yours. But you need to know what a patent is before you file a petition to get a patent.

A patent is a document that provides details of the invention. More importantly, it contains legal rules and obligations that prevent others for practicing (using) the invention without the knowledge of the owner. Patent rights can be applied and granted to individual inventors, corporate groups or group of inventors.

However, before submitting a patent application form and getting a patent, it is necessary to be educated on the patent types and ways of obtaining one. The first step is to identify the type of patent, as mentioned on, before you apply for a patent.

There are three type of patent. They are:

Utility Patent: This patent type is reserved for products invented for the benefits of society in general. This type of patent lasts for a maximum of twenty years with effect from the day it is granted.

Design Patent: This patent is granted for modifications of an existing invention or product. However, the new invention should have improved functionalities and should not affect the function of the existing one. Design patent lasts for a period of fourteen years from the date and year of filling.

Plant Patent: As the name suggest, this patent is applicable for invention of reproductive plant variety. The validity of the plant patent lasts for twenty years with effect from the patent date.

After knowing about the details of the type of patent, it’s time to conduct a market research. This is searching of similar patents on inventions to ensure and satisfy that the invention is purely original. The suggested idea is to visit a patent depository office and get the details of the patent invention records and database. A free patent repository library is also a way of getting the result. This will support to a great extent in the patent research program. For more useful info about patenting process you can visit


Patent with Help of Patent Lawyers

Patent lawyers also termed as patent agents are lawyers who have that authority to stand as guide for inventors in the patent process. The person has to represent the client by making sure that all documents are in accordance with the law and in connection with what the invention is supposed to stand. There are not much of patent lawyers in the whole world for this is a specialization which requires much more tests.

First and foremost, patent lawyers must have acquired license from the Patent and Trademarks Office in order to function as such. There is a process to be followed before you will be granted the title. A test conducted by the Patent and Trademarks Office must first be passed in order to get approval as you can read from as well.

Though these lawyers can have their own private practice, most of patent lawyers concentrate on the specialized job. Lawyers have much to do with the patent process. The Patent and Trademark Office has even recommended having a legal counsel in the person of patent lawyers to help inventors in the process of patent.

Application is really a delicate job to do. Lawyers are the one to prepare the documents for their clients. Each statement must be checked carefully and must be further checked for lacking information. One lacking detail can cause the application to be rejected. The documentation process is considered to be vital and delicate and a lawful attorney is the right person to do the job.

There are times when a certain invention may not be approved by the PTO. During these times the inventor must not lose sight of the goal for a reconsideration r appeal is acceptable. A good lawyer to do the documents including letters of appeal must be in action. There has to be a strong defense for the invention to be approved. If objections are resolved then the process will be approved.

Lawyers play an important role in the whole process of application for patent. Candidates should really be the ones who possess the characteristics of a focused person. This is primarily the reason why there has to be a test in order to be one with the team. Like any other specializations in the field of law, this has to embody the real essence of a different branch of law.

It can be considered a great need to have people knowledgeable with the process to be able to build that confidence on the client that everything is taken care of well. It is common knowledge that not all inventors are attorneys and that they have special needs. The process is so delicate that a focused mind is needed to analyze all the documents to make it free from errors and lacking details. You can find many more tips on patenting process from


A Glimpse Over Patenting

Patenting is a process which involves filing up the patent application and conducting through patent search. If you have an invention which is unique and holds promise for future use then you can apply for patent.

However, make sure that you do understand the essence of patenting before filling the patent application. Patent is a legal right provided by the civil servant or the government representative to an individual or an entrepreneur for a unique and novel invention.

As per the patenting process, the inventor makes disclosure of the novel invention thus created. The disclosure is made by the individuals in written to the patent examiner. An application is filed by the inventor in which a particular invention is disclosed.

Together with the disclosure of the invention, drawings outlining the components of inventions are projected. The drawings are helpful in making the claims as it help in distinguishing as to how the invention is different from others as was described in article. However, if you are applying for a process or idea to be patented then the drawing might not be that useful.

The second step of patenting involves hiring of patent attorney. A patent attorney helps in applying for the Patent. As he is aware of the legal procedure of filling the patent application, he can prove really helpful in dealing with the patenting process.

As mentioned earlier the patenting process isn’t easy. Once you are done with the application filling process, the patent examiner would scrutinize your application. Random searches would be conducted by the examiner to make sure that the claims made by you are true and not fabricated.

The working of the invention and its usefulness would also be checked by the examiner. If the patent examiner feels that amendments are required to make in the patent application then he or she would ask the applicant to do so. Once the amendments are made and the application is filled by keeping the patent laws, patent would be granted to the invention for a particular set of time.

Patenting is bliss for the entrepreneurs and inventors who have come up with a novel idea. But one would be required to go through the painful process of patenting to get the patent. Remember without hard work no goals can be achieved. If you have put efforts in coming up with the invention then put some more efforts to go through the patenting process. There are really good helpful guides such as this

No matter how hard and difficult the process might appears to you it is going to yield profits as you would get to earn from your innovation. Moreover, the patenting would prevent yous innovation from being misused by others.